Current rates

Rate are accurate as of 03/22/19.

Checking and Savings Accounts1

Account TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)
Statement Savings$25.000.10%0.10%
Minor SavingsNo Minimum0.10%0.10%
eXtreme! Checking2$50.00
Qualified accounts with balances up to $15,0002.00%2.00%
Qualified account balances over $15,0000.03%0.03%
Accounts not meeting qualifications (Full Balance)0.03%0.03%
Health Savings Account (Single/Family)$50.00
$0.01 - $999.990.10%0.10%
$1,000 - $2,499.990.10%0.10%
$2,500 - $4,999.990.10%0.10%
$5,000 - $14,999.990.10%0.10%
$15,000 and above0.10%0.10%

Money Market Accounts1

Account TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)
Money Market Select$2,500.00
$2,500 - $24,999.990.25%0.25%
$25,000 - $49,999.990.35%0.35%
$50,000 - $99,999.990.50%0.50%
$100,000 and above1.00%1.00%
Elite Money Market3$2,500.00
$0.01 - $4,999.990.40%0.40%
$5,000 - $24,999.990.50%0.50%
$25,000 - $49,999.990.75%0.75%
$50,000 - $99,999.991.00%1.00%
$100,000 and above1.50%1.50%
Business Money Market$2,500.00
$2,500 - $24,999.99
0.25%0.25%
$25,000 - $49,999.99
0.35%0.35%
$50,000 - $99,999.99
0.50%0.50%
$100,000 and over
1.00%1.00%

Certificate of Deposit (CD) – Fixed Rate4

Certificate TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)
SPECIAL – 12 Month Certificate5$5,000.00 2.29%2.30%
SPECIAL – 18 Month Certificate5$5,000.00 2.48%2.50%
91 Day Certificate$2,500.00 0.25%0.25%
182 Day Certificate$2,500.00 0.50%0.50%
12 Month Certificate$2,500.00 0.80%0.80%
18 Month Certificate$2,500.00 0.90%0.90%
24 Month Certificate$2,500.00 1.00%1.00%
30 Month Certificate$2,500.00 1.10%1.10%
36 Month Certificate$2,500.00 1.20%1.20%
48 Month Certificate$2,500.00 1.50%1.51%
60 Month Certificate$2,500.00 1.50%1.51%
Jumbo Certificates$250,000 Contact Us For Rates

Individual Retirement Account (IRA) Certificate of Deposit6

Certificate TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)
SPECIAL – 12 Month Fixed Certificate5$5,000.00 2.29%2.30%
SPECIAL – 18 Month Fixed Certificate5$5,000.00 2.48%2.50%
12 Month Fixed Certificate$500.000.80%0.80%
18 Month Fixed Certificate$500.000.90%0.90%
18 Month Variable Certificate$500.000.80%0.80%
24 Month Certificate$500.001.00%1.00%
30 Month Certificate$500.001.10%1.10%
36 Month Certificate$500.001.20%1.20%
48 Month Certificate$500.001.50%1.51%
60 Month Certificate$500.001.50%1.51%
Jumbo IRA Certificates$250,000.00 Contact Us For Rates

1Due to market fluctuations and at our discretion, rates may change on variable accounts after account is opened. Fees could reduce earnings. You must maintain the minimum balance to obtain disclosed annual percentage yield. 2See one of our bankers for qualification details. 3Personal accounts only. 4Bank penalty imposed for early withdrawal on certificates of deposit. 5Interest must either be compounded or deposited into a State Bank of Lizton account. 6Bank penalty imposed for early withdrawal on IRA certificates of deposit. Additional tax penalties may apply for account withdrawals.

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