State Bank of Lizton Rates

Checking and Savings Accounts
Account Type	Minimum Opening Deposit	Interest Rate	A.P.Y.*
Interest Checking	$50.00	0.40%	0.40%
Statement Savings	$25.00	0.50%	0.50%
Youth Savings	No minimum	0.50%	0.50%
Holiday Club - Coupon	$5.00	0.50%	0.50
Holiday Club - AFT	$5.00	1.10%	1.10%
Rates Effective as of 07/17/2008 *A.P.Y. = Annual Percentage Yield Due to market fluctuations and at our discretion, rates may change on variable accounts after account is opened. Fees could reduce earnings. Contact us for more information.

Money Market Select Account
Minimum Balance	Interest Rate	A.P.Y.*
$2,500.00 - $24,999.99	.70%	.70%
$25,000 - $49,999.99	1.10%	1.11%
$50,000 - $99,999.99	1.15%	1.16%
$100,000 and above	1.25%	1.26%
Rates Effective as of 07/17/2008 *A.P.Y. = Annual Percentage Yield Due to market fluctuations and at our discretion, rates may change on variable accounts after account is opened. Fees could reduce earnings. You must maintain the minimum balance to obtain disclosed annual percentage yield. Contact us for more information.

Premium Money Market
Minimum Balance	Interest Rate	A.P.Y.*
$0.00 - $24,999.99	.90%	.90%
$25,000 - $49,999.99	1.93%	1.95%
$50,000 - $99,999.99	2.19%	2.21%
$100,000 - $249,999.99	2.34%	2.37%
$250,000 and greater	2.39%	2.42%
Rates Effective as of 07/17/2008 *A.P.Y. = Annual Percentage Yield Due to market fluctuations and at our discretion, rates may change on variable accounts after account is opened. Fees could reduce earnings. A minimum deposit of $25,000 to open account.You must maintain the minimum balance to obtain disclosed annual percentage yield. Contact us for more information.

Certificates of Deposit - Fixed Rate
Certificate Type	Minimum Opening Deposit	Interest Rate	A.P.Y.*
91 Day CD	$2,500.00	1.70%	1.71%
182 Day CD	$2,500.00	2.00%	2.01%
12 Month CD	$2,500.00	2.30%	2.31%
18 Month CD	$2,500.00	2.55%	2.57%
24 Month CD	$2,500.00	2.80%	2.82%
36 Month CD	$2,500.00	3.20%	3.23%
48 Month CD	$2,500.00	Special
60 Month CD	$2,500.00	3.70%	3.73%
72 Month CD	$2,500.00	3.90%	3.94%
***Special 4 Month CD	$10,000.00	3.00%	3.03%
***Special 27 Month CD	$10,000.00	3.85%	3.89%
*** Special 48Month CD	$10,000.00	4.60%	4.65%
Jumbo Certificates	$100,000.00	Email us for Rates!!
IRA 12 Month Fixed	$500.00	2.30%	2.31%
IRA 18 Month Variable	$500.00	2.50%	2.52%
IRA 18 Month Fixed	$500.00	2.55%	2.57%
IRA 24Month Fixed	$500.00	2.80%	2.82%
IRA 36 Month Fixed	$500.00	3.20%	3.23%
IRA 60 Month Fixed	$500.00	3.70%	3.73%
Rates Effective as of 07/17/2008 A.P.Y. = Annual Percentage Yield Due to market fluctuations and at our discretion, rates may change on variable accounts after account is opened. Penalty imposed for early withdrawal on certificates of deposit. Other terms are available. **Customer must have SBL checking account to open the special. Customer's interest must either be compounded or deposited into an SBL account - interest checks are not permitted on these specials. Contact us for more information.

Mortgage Rates
Program	A.P.R.
30 Year Fixed Conv.*	7.019%
15 Year Fixed Conv.*	6.602%
30 Year Fixed Jumbo **	10.588%
15 Year Fixed Jumbo **	10.628%
Rates Effective as of 07/21/2008 * Based on a $100,000 loan amount ** Based on a $417,001 loan amount Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates are shown for owner occupied single family dwellings only. Non owner occupied financing and other programs are available. These rates would reflect a best case credit score and based on an owner occupied, non cash out, Indiana pricing. Also, please note if there is a borrower or co-borrower, pricing will be dictated by the mid score of which ever person has the lowest score. Contact us for more information.

Home Equity Loan Rates*
Term in Months	Maximum LTV	Rate	A.P.R.
36 Months	80%	7.25%	7.58%
60 Months	80%	7.25%	7.49%
84 Months	80%	7.25%	7.46%
120 Months	80%	7.50%	7.68%
Rates Effective as of 6/13/2008 Based on $25,000 loan amount Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. *The rates shown are based on average rates for our best qualified customers with automatic payment from their State Bank of Lizton checking account.. Your individual rate may vary. Rates are shown for owner occupied single family dwellings only. Contact us for more information.

Home Equity Line of Credit Rates
Program	Maximum LTV	Rate	A.P.R.
Home Equity Line	Up to 80%	WSJ Prime* +.50%	5.50%
Rates Effective as of 06/13/2008 Based on $25,001 loan amount Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates are shown for owner occupied single family dwellings only. Maximum APR will not exceed 18%. No annual fee. No closing costs. *Rates are based on Wall Street Journal Prime Rate. Contact us for more information.

Consumer Loans*
Program	Term	Rate	A.P.R.
New Auto	24 Months	6.00%	6.38%
New Auto	36 Months	6.00%	6.29%
New Auto	48 Months	6.00%	6.24%
New Auto	60 Months	6.00%	6.21%
Rates Effective as of 06/13/2008 Based on $25,000 loan amount Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit approval. *The rates shown are based on average rates for our best qualified customers with automatic payment from their State Bank of Lizton checking account.. Your individual rate may vary. Contact us for more information.