:::: State Bank of Lizton ::::

Looking for a checking or savings account that meets your lifestyle? At State Bank of Lizton, we realize that each customer is unique and we have designed our account packages to meet your needs. As your life changes, we also offer a way for you to upgrade the value on your account. At State Bank of Lizton we believe in providing you with access to a wide range of financial services to help manage your money.

Personal Checking
Personal Savings
Certificates of Deposit
Health Savings Accounts
Overdraft Protection Services

Click here for our Checking Account brochure.
Click here for our ID ProtectAll brochure
Click here to activate ID ProtectAll
Click here for our Savings Account brochure.
Click here for our Health Savings Account brochure.

The Checking Account brochure, ID ProtectAll Brochure, Savings Account Brochure and Health Savings Account Brochure are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download.

***Notice*** To comply with recent regulatory changes, all financial institutions are no longer allowed to include overdraft account balances or transfer account balances as part of your available checking account balance. If you have any questions, please contact us at 317-994-5115 or info@statebankoflizton.com, or your nearest State Bank of Lizton location. We appreciate your business and will be happy to help you.

Available on ALL checking accounts:

SBL VISA Debit Card
No Annual Fee VISA Credit Card¹
Unlimited SBL ATM transactions
Unlimited check writing
NetTeller Online Banking and Bill Pay²; SBL Mobile Banking³ and more!
E-statements, E-alerts, E-notices and online check images⁴
$25 off loan origination fees on consumer loans⁵

Security Package:

IDProtectALL includes Identity Guard® Credit Monitoring⁶ (complimentary trial for six months with the option to continue or upgrade your package, at a cost).
No Annual Fee Small Safe Deposit Box Rental For One Year (based on availability)

¹ Based on credit approval. ² NetTeller Online Banking and Bill Pay must be activated within 30 days and Bill Pay must be utilized once every 60 days to avoid cancellation of service. ³ Check with your mobile service provider for availability and applicable fees such as standard text messaging. ⁴ E-statements, e-notices, e-alerts and online check images must be activated to be accessed. ⁵ Credit approval required. Automatic payments from your SBL personal checking account required. ⁶ Customer must activate free credit monitoring service within 30 days. Customer must agree to continue service or upgrade service at a cost. There is not an automatic renewal. Identity Theft Protection, Payment Card Protection and Identity Recovery and Restoration is available at no charge as long as the account is active. Identity Recovery and Restoration is a reactive service, i.e. if the account holder experiences identity theft, then he/she uses this service. Personal identity protection ranges from $1000 to $2500 depending on the type of account. By electing to receive e-statements, the monthly fee for paper statements will be waived.

Go green with e-statements, e-notices, e-alerts and online check images.

Personal Checking

May we suggest...

SBL Easy Checking

Mange your money with a simple and easy checking account.

Low minimum opening balance of $50
NO minimum balance requirement
Receive a waiver of the $5 monthly fee with $3,000 in combined balances in checking, savings, CDs, IRAs or with $3,000 in total consumer loans with SBL (must be in the primary account holder's name)
Paper statement charge will be waived with the election of e-statements

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SBL Easy Student Checking

Available for students ages 16-25 with a valid school ID.

Low minimum opening balance of $50
NO minimum balance requirement
NO monthly fee when enrolled as full time student
Student discount on Smart Pack
Parent/Guardian must be signer on account if student is less than 18 years of age.
Paper statement charge will be waived with the election of e-statements

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Bulldog Checking

Available to parents, teachers, coaches and other school supporters in the community to show their Bulldog Pride! Includes benefits of Easy Checking, an exclusive branded debit card AND the State Bank of Lizton will give a donation to Brownsburg High School!

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Bulldog Student Checking

Includes the benefits of Easy Student Checking PLUS an exclusive branded debit card AND the donation to Brownsburg High School!

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May we suggest...

Smart Pack

For our student customers and others who like to be able to access their money anywhere and transfer funds between banks, we suggest the Smart Pack. It also comes with an annual fee waiver for our SBL Cash Reserve Line of Credit (credit approval required).

Up to $10 in ATM fees reimbursed per month¹
Up to 4 bank to bank transfers per month (from another financial institution)¹
SBL Cash Reserve Line of Credit with no annual fee²

¹ ATM fees will be automatically reimbursed (foreign and SBL); parent must be signer on account if less than 18 years of age. Parent must initiate bank to bank transfer with student account. ² Credit approval required for Line of Credit and debit card. Must be at least 18 years of age to apply for SBL Cash Reserve line of credit. There will be a charge for paper statements.

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SBL High Growth Checking

With a low minimum opening deposit of $1,000 and participation in the electronic usage requirements, you can earn up to 3.00% APY* and nationwide ATM usage!

Here's how it works:

To earn the 3.00% APY* reward:

Utilize your debit card at least 12 times a month in a signature based transaction (not PIN).
Initiate a monthly direct deposit or have a payment directly paid from this checking account
Access NetTeller Online Banking and pay one bill at least once a month

With a low minimum opening deposit of $1,000 and participation in the electronic usage requirements, you can earn up to 3.00% APY* and nationwide ATM usage!

*APY-Annual Percentage Yield. Effective August 1, 2011. Must meet minimum monthly activity requirements for each month to receive the higher interest rate and ATM fee refunds for that time period. 3.00% APY paid on balances up to $25,000, .20% APY paid on balances greater than $25,000 and .05% APY paid on accounts that fail to meet the minimum monthly activity requirements. Rates and terms may change after account opening. ATM fees will be reimbursed automatically (foreign and SBL). Fees may reduce earnings on the account. Paper statement charge will be waived with the election of e-statements.

SBL Legacy Checking

Build a legacy for your future with this great checking package filled with extra benefits. You can even share some of the benefits with your family members or friends...so you can help take care of those you love. This interest bearing account offers tiered interest rates for higher balances and valuable savings for you.

Maintain a $1,000 minimum daily balance to earn interest
Enjoy higher rates for higher balances with 3 tiered rates ($1,000 - 24,999; $25,000 - 99,9999; $100,000 plus)
Receive a waiver of the $7 monthly fee with a $25,000 LFS investment account*** OR $25,000 in combined balances in checking, savings, CDs, IRAs OR with $25,000 in total loans with SBL (must be in the primary account holder's name)
Fees could reduce earnings on account

Additional Bonuses:

Receive all the benefits of the Smart Pack plus:

One complimentary order of checks per year!**
.25% bump increase on CDs (excluding specials)**
Personal identity protection up to $2,500
No fee cashiers checks and money orders
$15,000 Travel Accidental Death Insurance
Online discounts for dining, shopping, travel and hotel, and car rental plus emergency travel assistance services
$25 off loan origination fees on consumer loans with automatic payments from your SBL Legacy account²

**Items with two stars can be shared.
¹Complimentary order of checks are bank selected.
²Credit approval required. Paper statement charge will be waived with the election of e-statements.

***Not FDIC insured. Not bank guaranteed. May lose value. Not a bank deposit. Not guaranteed by any government agency.

SBL Legacy Benefits Activation

Save hundreds of dollars a year with this unique checking account's benefits.

Receive IDProtectALL program¹
Activate your Gold Member Card for discounts on dining, travel, shopping and more!
Register your credit card for automatic card cancellation if lost or stolen
Receive up to $2,500 in personal identity protection

To activate, visit State Bank of Lizton's website, click on the Gold Card and simply sign in to member headquarters at www.memberheadquarters.com.

Legacy Checking Travel And Leisure Benefits:

Identity Guard Credit Monitoring
$15,000 Travel Accidental Death Insurance
Payment Card and Personal Identity Protection
Travel and Entertainment Discounts
Dining Savings
Online Shopping Discounts

Additional Discounts:
Preferred rates at several of the nation's largest condo resort rental companies are available to members. Also, golf savings, theme park discounts, and ski and snowboard savings. Estimated Annual Value of $275.

¹Must be activated within 30 days

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Personal Savings

For our Easy and Easy Student customers, may we suggest...

SBL Statement Savings

We know that keeping your checking and savings accounts together makes life simpler. To encourage a solid savings habit, this account requires a small deposit to open and can be set up on an automatic deposit. Only $25 to open.

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For our High Growth and Legacy customers, may we suggest...

SBL Money Market Select

Money Market Select offers tiered rates that reward you for higher balances.

$2500 minimum opening deposit
$5 monthly fee can we waived with a $2500 balance
Interest – variable rate, tiered rates, compounded monthly, credited monthly
No more than six (6) pre-authorized withdrawals can be made during each thirty (30) day statement cycle. Should you exceed these preauthorized limits more than 3 times in a calendar year, we will convert your account to a non-interest bearing account.
E-statements available

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SBL Premium Money Market Account

Premium Money Market offers tiered rates that reward the highest of balances.

$25,000 minimum opening deposit
$10 monthly fee can be waived with a $25,000 balance
Interest – variable rate, tiered rates, compounded monthly, credited monthly
No more than six (6) pre-authorized withdrawals can be made during each thirty (30) day statement cycle. Should you exceed these preauthorized limits more than 3 times in a calendar year, we will convert your account to a non-interest bearing account.
E-statements available

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Holiday Savings

Holiday Savings is an easy and ideal way to save for holiday shopping.

$25 minimum opening deposit
No monthly service charge
Variable interest rate, compounded daily, credited monthly

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Youth Savings

Youth Savings is an account designed for youth up to age 18.

No minimum balance required
No monthly service fee

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Certificates of Deposit

If you don’t need access to your savings right way, and want the highest return on your money you may consider our 3, 6, or 12 month term CD (longer terms are available).

Click here for our rates.

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Overdraft Protection Services

At State Bank of Lizton, we do not encourage overdrafts. As always we encourage you to manage your finances responsibly. In the event that you need overdraft protection services, we offer SBL Savings Sweep, SBL Cash Reserve, SBL Protect and SBL Protect Plus. Learn more.

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