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Looking for a checking or savings account that meets your lifestyle? At State Bank of Lizton, we realize that each customer is unique and we have designed our account packages to meet your needs. As your life changes, we also offer a way for you to upgrade the value on your account. At State Bank of Lizton we believe in providing you with access to a wide range of financial services to help manage your money.
***Notice*** To comply with recent regulatory changes, all financial institutions are no longer allowed to include overdraft account balances or transfer account balances as part of your available checking account balance. If you have any questions, please contact us at 317-994-5115 or info@statebankoflizton.com, or your nearest State Bank of Lizton location. We appreciate your business and will be happy to help you.
Click
here for our Checking Account brochure.
Click here for our Savings Account brochure.
The Checking
Account brochure and Savings Account Brochure are in Adobe Acrobat® (PDF) format and
require Acrobat Reader. If you do not have Adobe installed, please
click on the icon for a free download.
- VISA Debit Card1
- Unlimited SBL ATM transactions
- Low minimum opening deposit of $50
- Unlimited check writing
- Free NetTeller Online Banking and Bill Pay2
- Go Green - you will receive e-statements, e-notices, e-alerts and online check images3
- IDProtectALL includes Identity Guard® Credit Monitoring (free for six months with the option to continue or upgrade your package, at a cost).4
- No Annual Fee Visa Credit Card (based on credit approval)
- No Annual Fee Small Safe Deposit Box Rental For One Year (based on availability)
1 Based on credit approval. 2 Online Banking and Bill Pay must be activated within 30 days and Bill Pay must be utilized once every 60 days to avoid cancellation of service. 3 E-statements, e-notices, e-alerts and online check images must be activated to be accessed. 4 Customer must activate free credit monitoring service within 30 days. Customer must agree to continue
service or upgrade service at a cost. There is not an automatic renewal. Identity Theft Protection, Payment Card Protection and Identity Recovery and Restoration are available at no
charge as long as the account is active. Identity Recovery and Restoration is a reactive service, i.e. if the account holder experiences identity theft, then he/she uses this service. Personal
identity protection ranges from $1000 to $2500 depending on the type of account.
Personal Checking
Looking for a simple and easy checking program? This is it! Enjoy no minimum monthly service charge and unlimited checking. You can set up e-notices and e-alerts to yourself, receive e-statements and view all of your check images online!
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All the benefits of Easy Checking plus when you add the Smart Pack, you receive the benefits at a student discount. Ask us for details!
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For our student customers and others who like to be able to access their money anywhere and transfer funds between banks, we suggest the Smart Pack. It also comes with an annual fee waiver for our SBL Cash Reserve Line of Credit (credit approval required).
- Up to $10 in ATM fees reimbursed per month1
- Up to 4 bank to bank transfers per month (from another financial institution)1
- SBL Cash Reserve Line of Credit with no annual fee2
1 ATM fees will be automatically reimbursed (foreign and SBL); parent must be signer on account if less than 18 years of age. Parent must initiate bank to bank transfer with student account. 2 Credit approval required for Line of Credit and debit card. Must be at least 18 years of age to apply for SBL Cash Reserve line of credit. There will be a charge for paper statements.
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Reward yourself for making a smart choice with State Bank of Lizton's High Growth Checking. You can earn 3.00% APY* and free nationwide ATM usage!
To earn the 3.00% APY* reward:
- Utilize your debit card at least 12 times a month in a signature based transaction (not PIN).
- Initiate a monthly direct deposit or have a payment directly paid from this checking account
- Access NetTeller Online Banking and pay one bill at least once a month
If in any month you don't meet all the activity and electronic usage requirements, you will still receive .10% Annual Percentage Yield on your entire balance!
*APY-Annual Percentage Yield. Effective May 1, 2010. Must meet minimum monthly activity requirements for each month to receive the higher interest rate and ATM fee refunds for that time period. 3.00% APY paid on balances up to $25,000, .75% APY paid on balances greater than $25,000 and .10% paid on accounts that fail to meet the minimum monthly activity requirements. Rates and terms may change after account opening. ATM fees will be reimbursed automatically (foreign and SBL). Fees may reduce earnings on the account. There will be a charge for paper statements.
Build a legacy for your future with this great checking package filled with extra benefits. You can even share some of the benefits with your family members or friends...so you can help take care of those you love. This interest bearing account offers tiered interest rates for higher balances and valuable savings for you.
- Maintain a $1,000 minimum daily balance to earn interest
- Enjoy higher rates for higher balances with 3 tiered rates ($1,000 - 24,999; $25,000 - 99,9999; $100,000 plus)
- Receive a waiver of the $7 monthly fee with a $25,000 LFS investment account*** OR $25,000 in combined balances in checking, savings, CDs, IRAs OR with $25,000 in total loans with SBL
Fees could reduce earnings on account
Receive all the benefits of the Smart Pack plus:
- One complimentary order of checks per year!**
- .25% bump increase on CDs (excluding specials)**
- Personal identity protection up to $2,500
- No fee cashiers checks and money orders
- $15,000 Travel Accidental Death Insurance
- Online discounts for dining, shopping, travel and hotel, and car rental plus emergency travel assistance services
- $25 off loan origination fees on consumer loans with automatic payments from your SBL Legacy account2
**Items with two stars can be shared.
1Complimentary order of checks are bank selected.
2Credit approval required. There will be a charge for paper statements.
***Not FDIC insured. Not bank guaranteed. May lose value. Not a bank deposit. Not guaranteed by any government agency. |
Save hundreds of dollars a year with this unique checking account's benefits.
- Receive IDProtectALL program1
- Activate your Gold Member Card for discounts on dining, travel, shopping and more!
- Register your credit card for automatic card cancellation if lost or stolen
- Receive up to $2,500 in personal identity protection
, visit State Bank of Lizton's website, click on the Gold Card and simply sign in to member headquarters at www.memberheadquarters.com.
- Identity Guard Credit Monitoring
- $15,000 Travel Accidental Death Insurance
- Payment Card and Personal Identity Protection
- Travel and Entertainment Discounts
- Dining Savings
- Online Shopping Discounts
Preferred rates at several of the nation's largest condo resort rental companies are available to members. Also, golf savings, theme park discounts, and ski and snowboard savings. Estimated Annual Value of $275.
1Must be activated within 30 days
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Personal Savings
We know that keeping your checking and savings accounts together makes life simpler. To encourage a solid savings habit, this account requires a small $25 deposit to open and can be set up on an automatic deposit. When combined with our Easy Checking or Easy Student Checking, the monthly minimum balance requirement is waived. Only $25 to open.
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Money Market Select offers tiered rates that reward you for higher balances.
- $50 minimum deposit to open
- No more than 6 transfers can be made during each thirty (30) day statement cycle by pre-authorized transfer, automatic transfer or telephone transfer. Of these six (6) transfers, no more than three (3) can be by check, written to a third party.
- An unlimited number of withdrawals can be made from this account if done in person at the bank.
- Six (6) withdrawals allowed per month. $10.00 for each debit transaction in excess of six during a statement cycle.
- Interest compounded and credited monthly
- Rate for each tier established by the Bank based on current market conditions and subject to change
- $2,500 minimum daily balance required to avoid $7.00 monthly service charge
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Premium Money Market offers tiered rates that reward the highest of balances.
- $25,000 minimum to open account
- No more than 6 transfers can be made during each thirty (30) day statement cycle by pre-authorized transfer, automatic transfer or telephone transfer. Of these six (6) transfers, no more than three (3) can be by check, written to a third party.
- An unlimited number of withdrawals can be made from this account if done in person at the bank.
- Six (6) withdrawals allowed per month. $10.00 for each debit transaction in excess of six during a statement cycle.
- Interest compounded and credited monthly
- Rate for each tier established by the Bank based on current market conditions and subject to change
- $25,000 minimum daily balance required to avoid $10.00 monthly service charge
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Holiday Club Savings is an easy and ideal way to save for holiday shopping.
- $5 monthly, semi monthly, or weekly minimum
- Deposits can be made in person, by mail, or by automatic transfer from your savings or checking account
- Automatic funds transfer pays a higher interest rate
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Youth Savings is an account designed for youth up to age 18.
- No minimum balance required
- No monthly service fee
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If you don’t need access to your savings right way, and want the highest return on your money you may consider our 3, 6, or 12 month term CD (longer terms are available).
Click here for our rates.
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