:::: State Bank of Lizton ::::

Lizton Financial Corporation Consolidated Balance Sheet
Assets	12/31/04	12/31/03
Cash and Due From Banks	8,688,644	10,517,829
Interest-bearing Demand Deposits	6,268,389	5,920,650
Federal Funds Sold	9,000	400,000
Cash and Equivalents	14,966,033	16,868,479
Interest Bearing Deposits	0	0
Investment Securities
Available for Sale	35,622,802	30,639,268
Held to Maturity (Market Value 2004 - $26,486,000 2003 - $30,346,000)	26,281,607	29,741,996
Total Investment Securities	61,904,409	60,381,264
Loans, Net Allowance for Loan Losses of 2004 - $1,613,000, 2003 - $1,500,000	116,977,835	109,699,295
Premises and Equipment	3,065,670	2,884,923
Other Assets	8,419,923	4,493,554
Total Assets	205,333,870	194,297,515
Liabilities
Deposits:
Non Interest Bearing	32,467,611	33,861,018
Interest Bearing	145,140,826	133,775,553
Total Deposits	177,608,437	167,636,571
Other Liabilities	685,760	791,672
Total Liabilities	178,294,197	168,428,243
Stockholders' Equity
Common Stock, $1 par value
Authorized - 85,000 shares Issued and Outstanding - 63,481	63,481	63,481
Capital Shares	1,807,969	1,807,969
Accumulated other comprehensive loss	(30,563)	143,170
Retained Earnings	25,198,786	23,854,652
Total Stockholders' Equity	27,037,673	25,869,272
Total Liabilities and Stockholders' Equity	205,333,870	194,297,515